Home > Interest Free Credit Options Available!
We are able to offer a flexible range of finance on all our products, totalling £500 or more (excluding delivery).
0% Finance is available on orders of ?500 or more (including VAT) to purchase any any product on quatropi.com for a period of up to 6 months.
You can email or telephone us to discuss what items you want, how much deposit to pay and over how many months you would like to spread the payment.
We are even able to offer low rate of 4.9% for up to 12 months (1year), 9.9% for up to 24 months (2 years) or 19.5% for 36 months (3 years). A minimum deposit of 10% is required for all repayment options.
Once you are happy with the products and finance option offered we then email you a link to the Pay4later secure online application server.
You then complete the application online where you will receive the decision within minutes. A confirmation will then be sent to us and your order will be dispatched.
|Term||APR||Minimum Spend||Minimum Deposit||Minimum Credit Balance|
|Interest rate 0% fixed|
|Less deposit (minimum 10%)||£100|
|Amount of credit||£900|
|Payable by 6 monthly installments of||£150|
|Total amount payable||£1,000|
|0% APR representative||-|
|Interest rate 4.9% fixed|
|Less deposit (minimum 10%)||£75|
|Amount of credit||£675|
|Payable by 12 monthly installments of||£57.71|
|Total amount payable||£767.52|
|4.9% APR representative||-|
|Interest rate 9.9% fixed|
|Less deposit (minimum 10%)||£120|
|Amount of credit||£1080|
|Payable by 24 monthly installments of||£49.57|
|Total amount payable||£1309.68|
|9.9% APR representative||-|
The credit advertised is provided by one credit provider with whom we have a commercial relationship.
Discount, promotional codes and cashback websites cannot be used in conjunction with Interest Free Credit related purchases. Finance is only available to domestic customers. Unfortunately, we cannot offer finance to commercial customers. We apologise for any inconvenience that this may cause.
Please note when considering returning items bought with these Finance Options, the order must be returned in full to Quatropi Ltd.
This means that if, for example, you have purchased 3 items through the Finance Option but would like to return 1 of those items then all 3 items must be returned back to us in full.
If your application is declined by Pay4Later Ltd, you will be notified shortly after submitting the online form.
You will have the option to print the declined letter which will provide you with an overview of why your application has been cancelled.
You also have the option to request your credit details from Experian for an administrative fee of ?2. You will need to post a cheque, along with your name and address details to the address below.
Experian Help Service
P.O. Box 8000
If you still feel unhappy about the decision, you can write to Pay4Later Ltd and request further details about your application. Please clearly state the reason that you are writing and provide your name, address and postcode. Post these details to:
133 Houndsditch Road